$1 OVERDRAWN, SO THE BANK CHARGES ME A $36 OVERDRAFT FEE, THEN CHARGES $36 BECAUSE I HAVE A NEGATIVE BALANCE, AND TACKS ON A $10 MAINTENANCE FEE, THEN KICKS IN A WEEKLY FEE OF $36 BECAUSE I HAVEN'T GOT ANY MONEY IN THE ACCOUNT. AND MY WIFE WANTS ME TO TAKE HER TO DINNER