I wish it was that simple... Look at the hot pages, you will see lots of default templates there. Custom templates have serious issues that I don't have time to go into.
SOMEONE MAKES A GOOD MEME USING A DEFAULT TEMPLATE WITHOUT PHOTOSHOP AND IT ONLY GETS PAGE 9; SOMEONE MAKES A CRAPPY MEME WITH A PHOTOSHOPPED TEMPLATE AND EVERYBODY UPVOTES THE CRUD OUT OF IT