I JUST SET UP A NEW PHONE NUMBER WITH VOICEMAIL; AND GAVE ALL UTILITY AND BUSINESSES THAT NUMBER INSTEAD OF MY CELLPHONE; NOW EVERY TIME THEY CALL BECAUSE OF A PAST DUE THEY HEAR:; "IF YOU CALLED THIS NUMBER THEN I OWE YOU MONEY. I'M BROKE AND WILL PAY YOU WHEN I'M NOT!"; THAT'LL HIDE THE PAIN AND HUMILIATION OF HAVING TO TELL THEM IN PERSON FROM NOW ON