I feel guilty every time I look at it

Shitty fridge. Sorry pal.

Do yourself a favor. Lose the guilt and become a productive member of society, you'll be much happier. There is no reward and no end to the guilt trip schools lay on students these days. Get a job, pay your taxes, take a nice vacation and enjoy life. Simple.

Literally no job that doesn't pay minimum wage will accept a person with no degree.

You couldn't be more wrong. Because there are ALL KINDS of certifications you can get in ALL KINDS of trades, jobs and careers that are A LOT cheaper than paying the Marxist universities a king's ransom for a useless degree.

However, do you net more money with a STEM degree or a boating license (or whatever)? The y-intercept may be lower, but the slope is astronomically larger.