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An icy cold wake up call… luckily it’s never too late to start saving and investing!

7,584 views 22 upvotes Made by Ka-mingLim 3 years ago in fun
Penguin Slap memeCaption this Meme
Penguin Slap memeCaption this Meme
Created from video with the Imgflip Animated GIF Maker
IMAGE DESCRIPTION:
I WAS HAPPILY SPENDING EVERYTHING I EARNED… AND THEN REALITY HIT THAT I HAVE NOTHING FOR MY FUTURE (EXCEPT DEBT)