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If you really think minorities can't get I.D.s, we need to address I.D. access, then voter I.D. won't be an issue
Many states require either a drivers license or an individual ID card. Lower income people are less likely to have these, but will most definitely have social security numbers/cards, birth certificates and other forms of ID that can be used at banks. Passports are accepted at banks but many states don't accept them as valid voter ID.